Personal Loans

Apply Now To Find Out If You Qualify For A Personal Loan Online In Minutes And Get Approved Within Seconds!

We know how difficult it is to keep up with everyday expenses and how easy it is to fall into debt. At Encore Capital Advisors we want to be your daily support in building a financial foundation that will help you keep your debt under control.

We make sure that you are being treated fairly and getting the right amount of money for your situation. We believe in managing debt with payments that fit your budget, not bury you further into it. That's why we have a lower than market average interest rate so that as you repay your debt, you're building up equity in yourself instead of just paying off a loan balance.

If you're struggling with debt, talk to our Personal Loan Experts today.

As soon as you apply online we will review your information and contact you within 24 hours to go over all the details necessary to get started. If it looks like a personal loan could be an option for improving or establishing your financial standing, one of our friendly reps will reach out to explain what's needed next to get approved and start your journey to financial freedom.

Our Process

You can take the first step by applying online today.

1-(40)

Fill out our form online or talk to our representatives.

Speak with a loan expert who will help you find the right personal loan to improve your financial situation. We will evaluate your high-interest debt and give you a review of your financial situation.

2-(37)

Apply for a personal loan with Encore Capital Advisors.

If it looks like a loan is a good option for you, our friendly and professional representatives will reach out to explain what's needed next to get started. Our service is quick, simple, and effective!

3-(37)

Use this loan to pay off your high-interest debt.

This will replace your debt with a lower-interest loan that you can pay over time that charges significantly less!

Struggling with Debt?

Get a personal loan to consolidate your high-interest credit cards and get on the path to financial freedom.

But the whole reason you're so deep in debt in the first place is because you took on too much debt... how would this help pay off your debt?

It all comes down to the interest rate. If you're paying 17-22% interest on a credit card and can get a personal loan at 3-7%, is it better to pay off your card or go get this personal loan? Obviously the latter! You'd quickly save money. So instead of going even deeper into credit card debt, you can use this loan to pay off the high-interest debt. Then you'd have a lower-interest loan that will be much easier to pay back.

With your new low-interest rate, pay down your high-interest debts and start building equity instead of just paying off loans. This will allow you to get out of debt faster than before.

You can fulfill your financial goals without the burden of debt holding you back and making things difficult! Instead, you can finally focus on building wealth and improving your future rather than just dealing with payments every month!

Don't let the stress of debt keep you from your goals! Get started with our quick, easy, and friendly service to help you finally get out of debt for good!

Why wait? Apply online today or call us and get started toward a better future with less stress.

800x930-01-debt-free

Why wait? Apply online today or call us and get started toward a better future with less stress.

What We Can Do

Stop struggling with debt and start building your future today.

understand it better

What We Can Do

Stop struggling with debt and start building your future today.

Is debt causing problems in your life? We can help.

If debt has gotten out of control and you have creditors calling or knocking on your door, we can help. We're here to guide you through the process of getting a personal loan based on your financial situation and goals for the future. Don't let the stress of debt keep you from your goals. You deserve a better life without the burden of debt holding you back. It's time to turn that around and start building a bright financial future for yourself and your family.

For over half a decade, we've been helping people in your situation and many others just like it. We have the experience you need to get you started on the path to financial freedom and stability that will help you move forward with life's challenges without falling back into debt.

Encore Capital Advisors

Our Success Stories

$0M+

in Personal Loans

0+

States

0

Happy Clients

0%

Satisfaction

Why Encore Capital Advisors?

What makes us better than the rest?

When it comes to applying for a personal loan, you have some options.
But why choose Encore Capital Advisors?

Here are just a few of the reasons:

We've helped thousands of people just like you take control of their finances and get out of debt. It's time for you to enjoy the benefits, too! For you, that's a better life without the stress of debt holding you back.

Loan Uses

Here are some ways you can use a personal loan from Encore Capital Advisors

icon_Consolidate Credit Cards

Consolidate Credit Cards

If you're still stuck making payments on high-interest credit cards, it's time to consolidate your debt. With a personal loan, you can pay off your cards and start saving big!

icon_large_purchase

Larger Purchases

Whether you've had your eye on a certain vehicle or are planning for an upcoming vacation, these are the perfect times to use one of our personal loans. With lower-interest rates and flexible terms, you can make your dreams become a reality!

icon_Wedding Costs

Wedding Costs

 A wedding is one of the biggest and most important events in a person's life! Why let your finances be a worry when you can have everything you need? Whatever your situation, Encore Capital Advisors has just what you need. Apply online today or call us to get started on the right path!

icon-Medical Expenses

Cover Medical Expenses

In the event of a health emergency, be prepared with a personal loan. This way you don't have to deal with additional expenses while you're trying to recover.

[CP_CALCULATED_FIELDS id="6"]

Calculator

How much could you be saving?

Enter your estimated debt balance and APR percentage to see how a loan could help lower your costs.

arrow (16)

Testimonials

What People Say About Us

I had no idea what I was doing when I started looking for a personal loan. Encore Capital Advisors made everything so simple and easy! Thanks, guys!

Eva E.
Eva E.
Customer

I needed to find a personal loan as soon as possible and Encore Capital Advisors delivered with their speedy, convenient service. They were able to get me approved for a personal loan fast with no problems. The reps were great, thanks a lot to them!

Bryan F.
Bryan F.
Customer

After I was turned down by many other lenders, I didn't know where to turn. Encore Capital Advisors helped me get approved for a loan and saved me from my terrible financial situation!

John W.
John W.
Customer

Before I contacted Encore Capital Advisors, I was confused and frustrated with my money issues. But they were able to help me get things under control fast!

Dean K.
Dean K.
Customer

I was worried that I couldn't afford a personal loan, but after talking to the reps at Encore Capital Advisors, those fears were put to rest. They made sure I understood everything and I got approved right away!

Bertha M.
Bertha M.
Customer

Get Started

How can I get started with Encore Capital Advisors?

get started (3)

Get Started

How can I get started with Encore Capital Advisors?

Call our representatives

Give one of our representatives a call today! Our friendly staff members are available to answer any questions and help you get started with a loan. You can also apply online right now and we'll process your application quickly. Just click or tap the 'APPLY NOW' button to get the form in front of you. Fill out the rest of it, submit it and we will be in touch!

Use your loan how you want

Once you have received your money, it's yours to do with as you please. Use it to consolidate your debt or make a larger purchase, the choice is yours!

Get out of debt

If you use your money to help consolidate your credit card debt, you should be able to save thousands of dollars in the long run and you can enjoy being on the path to debt freedom again!

Interested?

Don't wait any longer, apply online right now or call us and we'll get you ready to go!

We know that this is a very important decision, and we promise to make sure you know exactly what you're getting into before you apply for a personal loan with Encore Capital Advisors. We can also help you find out if a personal loan is a right choice for your financial situation. You are under no obligation to use our services, so rest assured that contacting us will not hurt your credit in any way, and you won't be pressured on the phone. Making the call might be the most important step you take towards a debt-free life!

We know that this is a very important decision, and we promise to make sure you know exactly what you're getting into before you apply for a personal loan with Encore Capital Advisors. We can also help you find out if a personal loan is a right choice for your financial situation. You are under no obligation to use our services, so rest assured that contacting us will not hurt your credit in any way, and you won't be pressured on the phone. Making the call might be the most important step you take towards a debt-free life!